Start of main content
We want you to feel comfortable and confident in saving for retirement. After all, this is your financial future we’re talking about. No one knows better than you the importance of making sure your savings is always working as hard as it can.
At any time, you can meet with a professional retirement counselor who can provide one-on-one assistance. Simply ask your benefits administrator for more information.
Select your TDA Education Representative below
MICHAEL RICCIARDITDA Education Representative
Mike joined the Empower counseling team in 2007 and became the manager in 2010. Mike began his career at Empower as a senior retirement service representative in 1996. He has served several roles within the organization, from a systems lead to a product development manager. He holds Series 7, 26, and 63 registrations, a New York State Life Insurance license, and a Certified Retirement Counselor designation from the International Foundation for Retirement Education. Mike graduated from Pace University with a bachelor of science in finance.
Joseph ChangTDA Education Representative
Fluent in Korean
Joseph Chang joined the Empower team as an on-site Education Representative for the NYC Health and Hospitals TDA Program in August 2017. He began his career at Empower as a branding manager in 2011. He has extensive experience in wealth management, marketing, and information technology. Joseph is a graduate of the University of Rochester with a bachelor’s degree in economics. He currently holds the Series 7 and 63 registrations and the professional designation of Certified Retirement Counselor®.* He also obtained the Advanced Communicator Bronze award from Toastmasters International, having served as a club President, Secretary, and Treasurer.
Zack YevdeyevTDA Education Representative
Zack Yevdeyev joined the Empower team as an on-site Education Representative for the NYC Health and Hospitals TDA Program in July 2018. He has over thirteen years of experience in the financial services industry educating participants about retirement. Zack worked as a retirement plan representative for NYC Deferred Compensation Plan conducting group seminars as well as one-on-one consultations. He is a graduate of John Jay College with a bachelor’s degree in legal studies, and he holds Series 6 and 63 registrations.
Nina Talao-PazyminoTDA Education Representative
Fluent in Tagalog/Filipino
Nina Talao-Pazymino joined the Empower team as an on-site Education Representative for the NYC Health and Hospitals TDA Program in October 2018. She began working at Empower in 2000. In her previous role, Nina conducted group presentations on retirement and overall financial planning as well as one-on-one consultations. She is a graduate of New Jersey City University with a bachelor’s degree in business, and Saint Peter’s University with a Master of Business Administration degree. Nina currently holds Series 6 and 63 registrations and the professional designation of Fellow, Life Management Institute (FLMI®). She also obtained the Competent Communicator award from Toastmasters International, having served as Vice President of Public Relations.
Anthony AnzellottiTDA Education Representative
Anthony Anzellotti joined the Empower team as an on-site Education Representative for the NYC Health and Hospitals TDA in 2019. Anthony has been with Empower for over six years in a multitude of roles, including asset retention and training new hires. Most recently, Anthony has been a retirement counselor, educating participants regarding all their options at retirement. Anthony holds Series 7 and 66 registrations and has over 20 years of financial services experience.